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Head Of Credit (Leasing Company)

Closing: Jul 22, 2024

19 days remaining

Published: Jun 25, 2024 (9 days ago)

Job Requirements

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Job Summary

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  • Degree-qualified, you must have a minimum of 5 years experience in booking credit and analyzing good credit from a recognised financial institution.
  • You must have strong character and personality and strong numeric abilities and analytical skills.
  • You must have a high level of communication and influencing skills.
  • Highly numerate and analytical with a practical approach to problem-solving, you must have the drive and commercial acumen to succeed.
Responsibilities
  • Degree-qualified, you must have a minimum of 5 years experience in booking credit and analyzing good credit from a recognised financial institution.
  • You must have strong character and personality and strong numeric abilities and analytical skills.
  • You must have a high level of communication and influencing skills.
  • Highly numerate and analytical with a practical approach to problem-solving, you must have the drive and commercial acumen to succeed.
  • Reporting to the Managing Director, you will ensure the smooth running of the Credit and Marketing department. You will analyze credit and financial reports to determine risk involved in extending credit.
  • You will scrutinize financial data such as market share, income growth, and management quality to decide if credit will be lucrative.
  • Other responsibilities include gathering information, reading financial briefings, assessing, analysing and interpreting complicated financial information, undertaking risk assessment analysis, visiting clients, keeping company credit exposures within set risk-bearing limits, keeping knowledge of key issues up-to-date (for example legal, market risk and compliance issues), helping to enhance the quality of credit applications, and making recommendations about procedural/policy changes.
  • In addition, you will aggressively grow Risk Asset and the credits must be performing at all times.
  • The nonperforming loans must be near zero.

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