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Rosabon Financial Services Limited
Sales Officer- Ondo
Ondo, Nigeria
The Alliance For International Medical Action (ALIMA)
Study Site Manager
Ondo, Nigeria
Malaria Consortium
Project Manager
Ondo, Nigeria
The Alliance For International Medical Action (ALIMA)
Data Entry Clerk (M/F)
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Salpha Energy Limited
CLOSEDSales Officer - Ondo
Ondo, Nigeria
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Ascentech Services Limited
CLOSEDInternal Auditor - Ondo
Ondo, Nigeria
Closing: Jul 19, 2024
13 days remainingPublished: Jun 19, 2024 (18 days ago)
Job Requirements
Education:
Work experience:
Language skills:
Job Summary
Contract Type:
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Qualifictions / Requirements
- BS Degree in Finance, Economics or a related field.
- Proven working experience as a Loan Officer
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal oriented environment and meet set target.
Responsibilities
Qualifictions / Requirements
- BS Degree in Finance, Economics or a related field.
- Proven working experience as a Loan Officer
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal oriented environment and meet set target.
Scope and Impact
- The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
Job Summary
- The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).
- He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
Duties & Duties
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Review loan agreements to ensure that they are complete and accurate according to policy
- Update account records, Compute payment schedules and transactions on ERP
- Confer with underwriters to aid in resolving loan application problems.
- Update job knowledge on types of loans and other financial services
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines
- Deposit mobilization to meet set targets.
Key Performance Indicators:
- Meet Set Monthly loan and investment Targets
- Reduced number of Non-Performing loans
- Customer retention rate of minimum 90% across loan and investment products.
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